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Welcome home to this perfectly appointed 3-bedroom, 2-bath stunning home situated on a large lot with a fully fenced backyard!
From the moment you step inside, you will love the beautiful wood-look LVP flooring that flows throughout the home, offering both style and easy maintenance. Ceiling fans are featured in all three bedrooms for added comfort.
The spacious kitchen is designed for both everyday living and entertaining, featuring a breakfast bar, center island, stainless steel appliances, modern grey cabinetry, and brushed nickel pulls. The open and inviting layout provides plenty of room to gather and enjoy the heart of the home.
The primary suite offers a relaxing retreat with a large walk-in closet and an impressive en-suite bathroom featuring a tiled walk-in shower, separate soaking tub, double vanities, and plenty of space to start and end your day.
Thoughtful details continue throughout the home. The laundry room features its own utility sink and additional cabinetry for storage, while the hallway includes a dream mudroom organizer that provides the perfect place for shoes, bags, coats, and everyday essentials.
Outside, enjoy the privacy and space of the large lot and fully fenced backyard--perfect for relaxing, entertaining, or enjoying the Florida sunshine.
This beautiful home combines modern finishes, functional storage, spacious living, and a fantastic outdoor area into one perfectly appointed property.

 Contact Spence Properties today for additional information or to schedule a showing! Available 9/1/26, pets allowed with pet rent, pet deposit, and owner approval. Contact Spence Properties at 850-826-1838 or visit www.myspenceproperties.com to schedule your showing.
#1012658

Milton

6116 Arlon Lane

3 Beds

2 Baths

1,680 Sq.Ft.

$1,900

MLS#: 1012658

Welcome to the Bay House, 
*VA backed mortgage, Assumable VA loan at 2.25%, bring your VA entitlement, subject to VA approval. 

Location is the lifestyle! Launch the boat, grab the kayaks, cruise to the Yacht club, shop, dine and catch a downtown concert - all just a golf cart away. 

Situated in Elliott Point in a quiet cul-de-sac, just steps from a few Bay water access points and the neighborhood  boat launch. This is a super spacious home on a HALF an acre lot with a side gate for RV or boat parking. Enjoy bright living spaces with coastal finishes: large living room and a separate den, dining area, marble kitchen counter-tops, a beautiful wine bar with black granite counter and vessel sink, custom cabinetry, modern bathrooms with European touches, an extra large primary suite with a massive walk in shower, double vanity sink, soaking tub and a massive closet (flex space, nursery), plank tile throughout, tank less water heater, stainless upgraded appliances.
Plenty of storage: attached garage (with 2 doors - access it from the back yard or front yard) and a spacious back yard shed. 

Live where you play!
#1012699

Fort Walton Beach

6 NE Bay Court

3 Beds

2 Baths

2,736 Sq.Ft.

$699,000

MLS#: 1012699

Discover the epitome of luxury in the stunning 11th floor upgraded corner 3 bedroom 3 bath unit with wrap around balcony, offering breathtaking, panoramic views of Destin, the gulf, and coastal lakes. Enjoy front-row seats to stunning sunsets and dazzling weekly seasonal firework displays. This rare gem also includes a deeded covered parking space. Perfectly positioned in the heart of Destin, you are mere steps away from the vibrant Destin Harbor. This exceptional unit showcases numerous upgrades, including elegant vinyl flooring throughout, sleek quartz countertops, and custom designer furnishings. The bathrooms have been remodeled with premium Bath Fitter installations. The open-concept kitchen, dining, and living areas create an expansive setting ideal for family gatherings and upscale entertaining. Effortlessly transition between indoor and outdoor living as sliding glass doors connect the living room and master suite to the balcony, offering unparalleled views. The third bedroom provides additional privacy and versatility, featuring a kitchenette with a microwave, refrigerator, sink, a private balcony, and a full bath. Convenience is further highlighted with a stackable washer and dryer, a pantry, and an owner's closet for extra storage. Located within one of the Emerald Coast's most sought-after vacation complexes, this guard-gated resort boasts an impressive array of amenities. Beyond the numerous on-site features, owners and guests also enjoy exclusive access to the facilities at Pelican Beach Resort, enhancing their recreational and leisure options. Bask in a sun-soaked beach day on the private beach, meticulously maintained by Pelican Beach Resort, just a 5-minute walk along a scenic boardwalk from The Terrace. Stay active on the tennis courts or in the well-equipped gym, unwind at the Tiki Bar, or rejuvenate in the hot tub or steam room. Cool off in one of several pools, including the stunning 114-foot zero-entry pool. Find tranquility in the sauna or spark some fun in the game room. For even more excitement, Big Kahuna's Water Park is conveniently located just across the street, while Destin's finest attractions, shopping, dining, and vibrant nightlife are mere moments away. Perfect as a primary residence, second home, or a lucrative vacation rental, this turnkey unit, with its thoughtful upgrades, is ready for your next luxurious chapter.
#1012620

Destin

970 E Hwy 98 1107

3 Beds

3 Baths

1,400 Sq.Ft.

$700,000

MLS#: 1012620

Affordable coastal living in Shalimar!
Check out this well maintained 2 bedroom, 1 1/2 bath townhome that has comfortable living space with 1260 square feet and a small bonus room that can be used as an office, storage, etc. Great for military or civil service workers who are looking for an affordable home with an easy commute to Eglin AFB or Hurlburt Field. This is a great value for first-time home buyers or savvy investors looking for the next rental investment. The community pool will make hot summer days enjoyable. Perks - New carpet, freshly painted, popcorn ceilings were removed and is now slick, and new door knobs. Washer & dryer can convey. Enjoy a peaceful, low maintenance community that has an easy commute to work, school, shopping, or dining.
Roof - 2021, Outside HVAC - approximately 2022
#1012619

Shalimar

145 4Th Avenue B2

2 Beds

1 Baths

1,260 Sq.Ft.

$169,999

MLS#: 1012619

Perfectly positioned on a corner lot in the heart of Shalimar, FL this brick and Harde siding home offers 1440 sq ft, 3 bedroom and 2 baths. No flood insurance required or HOA! In addition, the location provides quick and easy access to the military bases, beaches, schools and shopping! Enjoy peace of mind about your home insurance due to the ages of the roof (2024), HVAC (2021) and gas hot water heater (2017). The immaculate yard boasts lush green grass with a vibrant lemon and lime tree! Other features of the exterior are the workshop with a covered parking spot, a two car garage with a newer garage door (2019), an automatic garage door opener, gutters, 4 zone sprinkler and irrigation system, a Generac generator (2016), and accordion storm shutters. In additional the exterior has a paver walk way, French Drains, and a storm door!  Enter the home into the foyer and notice that this home has been immaculately maintained! The open floor plan and vaulted ceilings makes the space feel much larger! The living room opens to the kitchen and dining room. Custom wood cabinetry with crown in the kitchen gives the space warmth and is currently very trendy! The flooring in the kitchen and living room has been updated! The kitchen appliances feature a slide in smooth cook top electric stove/oven (2020), Bausch dishwasher (2026), microwave, and refrigerator with an icemaker (2016). The kitchen, dining room, living room and hallway have been updated with engineered hard wood.  The living room is spacious and features a gas fireplace and a Hunter fan. The sliding glass doors to the covered patio allow natural light into the home. The primary bedroom features an ensuite bathroom and a large walk in closet with shelving. On the opposite side of the home, there are two additional guest bedrooms and a full bath. A sunroom (15x11.5) attached to the main living space offers indoor - outdoor living for bird watching, relaxing, and staying out the sun! Sunrooms are also great for pets and plants.  In the back yard there is a workshop with a covered parking spot. The workshop has been equipped with electricity and shelving for tools. The John Deere riding lawn mower conveys with the home. The home has a termite bond and gets regular pest treatment. What a great home to own in a great location! Buyer to verify all dimensions and information.
#1010057

Shalimar

88 Schooner Lane

3 Beds

2 Baths

1,440 Sq.Ft.

$359,900

MLS#: 1010057

This property qualifies for Security Deposit Options! Move in without having to have the security deposit paid upfront! Contact Spence Properties for more details!
Spacious and stylish, this upgraded 2-bedroom home is designed for comfort and convenience! Each bedroom includes its own private en suite bathroom, offering the perfect blend of privacy and functionality. Step inside the open-concept living area and enjoy beautiful wood laminate flooring that flows throughout the main level.
The kitchen is a showstopper--complete with granite countertops, a smooth-top stove, built-in microwave, dishwasher, breakfast bar, and a pantry with custom shelving. You'll also love the thoughtful extras like a built-in charging desk, smart locks, French doors, and upgraded flooring.
Located in a desirable community featuring a sparkling pool, outdoor grilling stations, community paths, and plenty of open green space for relaxing or entertaining. With both shade and sun decks around the pool, this neighborhood truly offers resort-style living close to home!
Pets welcome with owner approval and pet deposit. (Some breed restrictions may apply.)

Available Now
See more photos and apply online at www.MySpenceProperties.com
Call Spence Properties at 850-826-1838 with questions!
#1012686

Crestview

722 Arbor Lake Drive

2 Beds

2 Baths

1,200 Sq.Ft.

$1,425

MLS#: 1012686

Welcome to this charming Florida cottage featuring a large, open deck that wraps around the front and extends along the length of the home--perfect for relaxing, entertaining, and enjoying the outdoors.
Inside, you'll find thoughtful finishes including crown molding, granite countertops, and durable LVP flooring. Built with Florida living in mind, the home is constructed to withstand 165 mph winds and features double-pane windows, a metal roof, Hardie board siding, and extra insulation for improved energy efficiency.
The property has also been part of a successful rental portfolio, generating approximately $1,700 per month, making it an attractive option for investors or those looking for a home with rental potential.
Situated on a nice size lot, even better, the adjoining lot is available for sale, with all tap fees already paid--providing an exciting opportunity to expand, build another home, or create additional investment potential.
A charming home, strong construction, generous outdoor space, and future possibilities all in one Florida property!
Easy access to Destin or 30A !!!
#1012643

Freeport

155 Caswell Branch Road

2 Beds

1 Baths

408 Sq.Ft.

$210,999

MLS#: 1012643

Just five lots from the Gulf and tucked south of 30A in Blue Mountain Beach, 111 Sand Dunes Road offers a combination that is increasingly difficult to find along Scenic Highway 30A: exceptional proximity to the beach, Gulf views, a generous .26-acre homesite, a private pool and a separate carriage house - plus rental projections up to $175K.

Designed to embrace its coastal setting, the home features expansive porches and outdoor access from every bedroom, creating a seamless connection to the Gulf breezes and relaxed rhythm of beach life. Gulf views add to the experience, while the third-floor gathering space provides an elevated retreat for taking in sunsets and offers flexibility for additional sleeping or guest space.

Outside, the generous .26-acre homesite allows for something rare to find this close to the beach - a spacious backyard centered around a 20' x 13' private heated pool, with plenty of room for lounging, entertaining and gathering after a day on the Gulf. Multiple porches extend the living spaces outdoors, offering additional places to enjoy Gulf breezes and the surrounding coastal setting.

Adding even more versatility is the separate carriage house above the one-car garage, complete with a bedroom, full bath and kitchen - ideal for guests, extended family or additional rental accommodations. Located in the heart of Blue Mountain Beach with multiple beach accesses nearby, the property places the Gulf just steps away while offering the space, privacy and outdoor living that can be difficult to find this close to the shoreline. Whether enjoyed as a full-time residence, second home or investment property, 111 Sand Dunes Road brings together many of the features most sought after in a 30A beach home: a coveted south-of-30A location, Gulf views, a large homesite, substantial private pool, carriage house and exceptional proximity to the beach.
#1012625

Santa Rosa Beach

111 Sand Dunes Road

5 Beds

5 Baths

2,463 Sq.Ft.

$1,950,000

MLS#: 1012625

Absolutely adorable 3 bedroom townhome in the heart of Shalimar!  Owner will take a small pet with nonrefundable pet fee.  Call office for showing.
#1012691

Shalimar

45 6Th Street UNIT 114

3 Beds

2 Baths

1,365 Sq.Ft.

$1,900

MLS#: 1012691

Who wants to live on the water? What if I told you this location also offers a boatslip? How about $8000 Flex cash that you can slice or dice anyway you see fit?

Welcome to Rocky Bayou Townhomes!

This 3 br/2.5 BATH RARE END UNIT townhome...  WITH 28 FT BOATSLIP... is LOCATED ON PROTECTED DEEP WATER in the heart of Niceville! Easy access to Rocky Bayou and Choctawhatchee Bay... the buyer can enjoy fishing, kayaking, paddleboarding and beautiful waterfront sunsets just steps from home.

The exterior features upgraded Hardie board siding for added durability and resistance to moisture, plus hurricane-rated windows and doors with built-in attachment points for hurricane fabric protection.

Inside, enjoy oak cabinetry, marble countertops, stainless steel appliances and a wood-burning fireplace. Additional features include newer HVAC and water heater, upstairs mini-split, paid-off solar panels and an extended driveway. 

The community dock is approximately 3 years old, and the seller will pay the current dock assessment at closing. Seller offering up to $8,000 toward buyer closing costs, rate buy-down or other allowable expenses. BEST OF ALL... THIS UNIT IS NOT IN A FLOOD ZONE!

What are you waiting for? Make an offer today!
#1012695

Niceville

1801 Valparaiso Boulevard

3 Beds

2 Baths

1,317 Sq.Ft.

$299,321

MLS#: 1012695

An exceptional waterfront parcel at the southern end of Freeport, offering substantial frontage, usable acreage, and distinctive boating potential. This approximately .76-acre parcel features an impressive 262 feet of waterfront and RC - Residential/Neighborhood Commercial zoning, creating possibilities for a private waterfront homesite, builder project, investment property or neighborhood-scale commercial use, subject to applicable approvals.
This is Lot 1 of the former 193 Ramsey Branch Road parent parcel and is the largest of the three available lots. A distinctive feature of Lot 1 is the old boat ramp located along the western end of the property, offering a unique opportunity for potential incorporation into a future waterfront plan, subject to permitting and approvals.
The property provides convenient access to the US 331 corridor, Choctawhatchee Bay and the beaches, dining and amenities of South Walton. Boating access adds another dimension, with approximately 3-5 feet of water depth and navigable access beneath the US 331 bridge, which has approximately 7 feet of vertical clearance. Dock improvements may also be possible subject to applicable permitting and approvals.
For builders, developers and investors, the opportunity extends well beyond this individual parcel. Two adjoining waterfront lots are also available, allowing a purchaser to assemble approximately 1.77 acres with approximately 463 feet of combined waterfront. The adjoining Lot 2 contains approximately .44 acres and 90 feet of waterfront, while Lot 3 contains approximately .57 acres and 111 feet of waterfront.
With all three parcels sharing RC zoning, the combined site may offer opportunities for a larger residential project or neighborhood-commercial concept, potentially including waterfront dining, hospitality or other water-oriented uses, subject to zoning, parking, access, utilities, environmental requirements and all applicable governmental approvals.
Purchase Lot 1 independently or explore the opportunity to assemble all three adjoining waterfront parcels. An increasingly hard-to-find combination of waterfront, usable acreage, boating access and flexible zoning near South Walton.
#1012563

Freeport

193 Ramsey Branch Road LOT 1

None Beds

None Baths

0.76 acres

$350,000

MLS#: 1012563

Make this Bluewater Bay townhome your own at 4179 Chacato Cove in Niceville. 
Offering 3 bedrooms, 2.5 baths and approximately 1,760 square feet, the home features a living area with a fireplace and tray ceiling, a kitchen with wood cabinetry and a breakfast bar, and a separate dining area. A screened rear porch opens to a patio framed by mature trees. 
Additional features include an attached garage, an interior laundry area, and a bathroom with a double vanity, separate tub and shower. Bring your ideas for updates and repairs. Visible garage ceiling damage requires evaluation; its cause and repair scope have not been established. 
Buyer to verify square footage, property condition, association dues and restrictions, and all other material details. Property is being sold as-is no repairs to be made.
#1012585

Niceville

4179 Chacato Cove

3 Beds

2 Baths

1,856 Sq.Ft.

$284,900

MLS#: 1012585

Welcome to Lil' Laguna -- a classic Florida beach cottage with coastal charm and a lot of personality! Just two blocks from the sugar-white sands and emerald waters of the Gulf, this charming home captures the easygoing spirit of old Florida beach life while offering the flexibility and amenities today's buyers and guests are looking for.

Located in the sought-after Laguna Beach area on the desirable west end of Panama City Beach, Lil' Laguna offers Gulf views from the front porch, living room, and kitchen, with the main living space thoughtfully positioned on the second floor. Here, two spacious bedrooms each feature their own full bath, while the open-concept kitchen and living area is filled with tons of natural light. Step outside to the large screened-in porch -- the perfect spot for slow mornings, afternoon naps, or gathering with friends after a day at the beach.

And then there's the pool! The private backyard is truly where the beach lifestyle shines through, with a sparkling pool that can easily be heated, outdoor fireplace, string lights, dining area, outdoor shower, and multiple spaces to relax and unwind. It's made for pool days, sunset cocktails, and evenings spent lingering with family and friends. The first floor adds even more versatility with its own private entrance, kitchen, living area, bedroom, full bath, and cozy bunk room. You also have a garage for storing beach gear, bikes and your golf cart. Use the home as one spacious residence, enjoy separate living spaces, or create a flexible rental setup -- the possibilities are endless. Short-term rental friendly, no HOA, and offered fully furnished with a fun boho-chic vibe, Lil' Laguna is ready to enjoy from day one.

The location puts you right in the heart of everything that makes this stretch of the Emerald Coast so special. The beach is just minutes away, while Carousel Supermarket, Thomas' Donuts, Carillon, Pier Park, Topgolf, restaurants, shopping, live music, and local entertainment are all close by. And when adventure calls, you're just a short drive from kayaking and paddleboarding, jet skiing, Shipwreck Island Waterpark, Shell Island, dolphin cruises, and the natural beauty of St. Andrews State Park. Plus, the charm and dining of 30A are only about eight minutes away.

Lil' Laguna is more than a beach house -- it's a little slice of classic Florida, where the days are sunny, the evenings are breezy, and life feels a little more relaxed. Come see this one-of-a-kind coastal cottage and experience the easy beach lifestyle for yourself! 

Buyer to verify all dimensions, fees & written information.
#1012605

Panama City Beach

209 Broderick Place

3 Beds

3 Baths

1,167 Sq.Ft.

$659,000

MLS#: 1012605

Welcome to your dream coastal retreat! Nestled in an ideal location across from the Gulf Breeze Zoo, Soundview Point Villas is only a short drive from the pristine beaches of Pensacola and Navarre. This New Townhome community will feature a gorgeous community pool, cabana, playground, and have streetlights. 

The Palm End Unit is a 2-story townhome that boasts 3 bedrooms, 2.5 baths with an open design that is perfect for entertaining. The kitchen is presented with an extra window, quartz countertops, a large island bar, pantry and all stainless-steel appliances offering style and functionality. Bedroom 1 is located on the second floor with a spacious walk-in closet and a beautiful adjoining bath. Interior features also include EVP flooring with frieze carpet in the bedrooms. ALL LISTING pictures, colors, features, and size may vary. Square footages are approximate.
#1003512

Gulf Breeze

2351 Cliff Hollow Circle

3 Beds

2 Baths

1,471 Sq.Ft.

$314,900

MLS#: 1003512

Positioned between two additional waterfront parcels, this versatile homesite offers a unique opportunity for residential, investment or assemblage potential. This approximately .44-acre parcel offers approximately 90 feet of waterfront and flexible RC - Residential/Neighborhood Commercial zoning, creating options for a private waterfront homesite, builder project, investment property or neighborhood-scale commercial use, subject to applicable approvals.
This is Lot 2 of the former 193 Ramsey Branch Road parent parcel and is positioned between two additional waterfront parcels that are also available for purchase. The property offers a unique combination of waterfront living and convenient access to the US 331 corridor, Choctawhatchee Bay and the beaches, dining and amenities of South Walton.
Boating access adds another dimension to the property, with approximately 3-5 feet of water depth and navigable access beneath the US 331 bridge, which has approximately 7 feet of vertical clearance. A boat dock may be constructed subject to applicable permitting and approvals.
For builders, developers and investors, Lot 2 presents an especially compelling opportunity because adjoining parcels are available on both sides. Lot 1 contains approximately .76 acres, approximately 262 feet of waterfront and an old boat ramp along its western end, while Lot 3 contains approximately .57 acres and approximately 111 feet of waterfront. Together, the three parcels may be assembled into approximately 1.77 acres with approximately 463 feet of combined waterfront. With RC zoning across the entire assemblage, the combined property may accommodate a broader residential or neighborhood-commercial vision, potentially including a waterfront dining concept, hospitality use or other water-oriented development, subject to all applicable zoning, land-use, access, parking, utility, environmental and governmental approvals.
Purchase Lot 2 independently or combine it with one or both adjoining parcels to create a larger waterfront property with substantial flexibility and frontage.
#1012564

Freeport

193 Ramsey Branch Road LOT 2

None Beds

None Baths

0.44 acres

$250,000

MLS#: 1012564

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